Complex Mortgages - PBS Financial Solutions

Mortgages

Complex Mortgages Made Simple..

With access to the whole mortgage market and years of experience in arranging complex mortgages our advisers are able to offer expert advice and find the best mortgage for you.

Complex Incomes

Foreign Nationals

Low Credit Score

Non Standard Properties and Purchases

So get in touch and our team will look forward to helping you today.

Let's talk

Complex Mortgages

Don’t worry we can help!

At PBS we understand that securing a mortgage can be a daunting task, especially if your circumstances mean you don't meet standard lending criteria. You may have tried your bank and they have declined your application.

Access to the Whole Mortgage Market

Experienced in arranging complex mortgages

Mortgage Decisions available the same day

Whether it's due to complex income sources, being a foreign national, having a less-than-perfect credit history, we're here to offer solutions and expert advice following years of experience. Our specialised services cater for the following areas...

Complex Incomes
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Work faster and smarter by integrating directly with Notion, right in the app.

Foreign Nationals
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Work faster and smarter by integrating directly with Slack, right in the app.

Credit Score and Credit History

Work faster and smarter by integrating directly with Google Drive, right in the app.

Non-Standard Properties and Purchases

Work faster and smarter by integrating directly with Intercom, right in the app.

Complex Mortgages

Credit Score and Credit History

Overcoming Financial Hurdles

A less-than-perfect credit history shouldn't block your path to homeownership. Our services focus on:

Adverse Credit Mortgages

Finding lenders sympathetic to past financial difficulties.

Improving Your Credit Score

Providing strategies to enhance your credit standing.

Let's Talk

Complex Mortgages

Complex Incomes

Tailored Mortgage Solutions for Varied Income Streams

Whether you're self-employed, a contractor, company director, your income might not be straightforward. We specialise in helping those with complex income structures:

Self Employed and Sole Traders

Navigating mortgage applications with variable income.

Limited Company Directors

Maximising your borrowing potential based on both salary and dividend income.

Contractors and Freelancers

Securing mortgages that reflect your true earnings.

Zero Hour Contracts

Our approach ensures your unique income situation is presented effectively to lenders, maximising your mortgage options.

Let's Talk

Complex Mortgages

Foreign Nationals

Buying Your Home in the UK

Moving to the UK brings its own set of challenges, particularly when it comes to securing a mortgage. Our expertise includes:

Navigating Visa Requirements

Understanding how your visa status affects your mortgage options.

Building Credit in the UK

Offering advice on establishing a credit history to strengthen your application.

Mortgages without Indefinite Rights to Remain

We're committed to helping foreign nationals find their footing in the UK property market.

Let's Talk

Complex Mortgages

Non-Standard Properties and Purchases

Unique Homes Deserve Unique Mortgages

From historic buildings to non-standard constructions, unusual properties can be challenging to finance. We offer expertise in:

Non-Standard Construction

Securing mortgages for properties built with unconventional materials.

Listed Buildings

Navigating the complexities of owning a piece of history.

Unique Purchases

Tailoring mortgage solutions for properties with unique features or uses.

Let's Talk

PBS Financial Solutions

Your Partner in Complex Mortgages

At PBS Financial Solutions Ltd, we combine deep industry knowledge with a personal approach, ensuring that no matter your situation, there's a pathway to securing your mortgage. From the initial consultation to the completion of your purchase, we're with you every step of the way.

Begin Your Journey Today

Embrace the possibilities with PBS Financial Solutions Ltd. Contact us today to explore how we can turn the complexities of your mortgage situation into your success story.

Let's Talk

Registered Address

9 King Street, Lancaster,
Lancashire, LA1 1JN

Contact

01524 888877
advice@pbsfinancial.co.uk

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Please note that PBS Financial Solutions charges a fee for our services on completion.
The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
PBS Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Firm reference number: 624550.

Complex Mortgages Made Simple..