Are you looking to find a bigger home, contemplating a move to a different area for work or schools or considering downsizing? We are here to assist! If you’ve found a new dream home or simply want to know what you can afford if you do want to move, our expertise can guide you through the process.

Similar to acquiring your first-time mortgage, we’ll have a chat and complete a ‘fact-finding questionnaire’ to gather all your financial details. This information enables us to offer tailored advice ensuring we secure the best possible mortgage for your new home. Whether it involves transferring your current mortgage or acquiring additional funds, factors such as existing equity in your property and the new property’s deposit requirements vary based on different lenders and mortgage types.

We will do a full affordability assessment to ensure you qualify. Exploring all the costs involved, including your legal fees, we make sure we understand your situation before you commit to anything. It is just as important to compare different home mover mortgages to find the best deal, as the terms and conditions can vary significantly between lenders which is where we can make that simple.

Our team works directly with the lenders to secure your mortgage, overseeing the valuation process for your new property. Once the offer is issued by the lender, your solicitor will take over and arrange the sale of your current home and the purchase of your new one, ensuring a smooth transition.

#newhomesimple!

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Important Note:

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.