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Mortgages

First Time Buyer

If you’re looking to buy your first home, we can help make the house buying process as simple as possible. We help lots of first time buyers as they navigate the start of their journey.

We can help to:
Explain the steps to buying your first property.
Assess your affordability and credit situation to find a suitable lender.
Secure a decision in principle to evidence your position.
Find the best mortgage option available to you when you have an offer accepted.
Submit your mortgage application and manage any queries to produce a mortgage offer.
So get in touch and our team will look forward to helping you today.
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"I want to buy my first home"

Get Mortgage Ready..

Let's chat! We'll discuss your goals and current situation, gathering financial details to offer tailored advice. As Independent Financial Advisers, we'll find the best mortgage deals from across the market.

Next, we'll assess your unique circumstances and calculate your affordability. You'll receive a mortgage 'agreement in principle', indicating preliminary approval based on your income and credit history.

Once you've found your dream home, return to us for assistance with the full mortgage application. We'll handle all documentation and guide you through the process until you receive a formal offer.

Securing your mortgage, we'll also discuss life insurance and protection options, ensuring your future and loved ones are safeguarded.

Lastly, your solicitor and estate will manage the purchase process, from exchange of contracts to completion.

#firsthomemadesimple

Important note:

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Ready to start planning your financial future?

Arrange your initial fact finding consultation - face to face, by phone or video call.

Please note that PBS Financial Solutions charges a fee for our services on completion.
The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
PBS Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Firm reference number: 624550.
© 2023 PBS. All right reserved.